When it comes right down to it, there's only so much you can do to cut corners, lower bills, and save money. Sometimes you just need to tighten the belt for a month or two; sometimes it's an indefinite period of time. All of us could use some amount of budgeting and money-saving, if only to break us out of wasteful routines, and give us more money for fun stuff.
But what if you're at the end of your rope, and need more help?
The following resources are a good place to start. It's not an exhaustive list, and of course your options vary by state and area. But it's worth looking into!
Everything from grants, loans, unclaimed money, and housing assistance, to job assistance, education assistance, health and food assistance.
State assistance programs
You can either go here or do a search for "WA assistance programs", "MT assistance programs", "VA assistance programs", etc. You'd be surprised how many avenues there are, from food banks to breaks on your utility bills.
This is another comprehensive list of what assistance is available to you, by county/area.
This is a free or low-cost service from an accredited source that helps you with debt management and budgeting. They negotiate on your behalf with creditors, often times to freeze interest rates and lower your minimum payment.
Most times, the fruits of gleaning labors are donated to food banks. However, there may be a farmer (or farmer co-op) near you that will allow you to glean on their land directly. Always, always, always ask first.
It can be hard to reach out and get the help you need, financially. But know that it's there (and in the case of many government programs, you've been paying into it with your taxes for years) and you are never without options.
What about you? Are there other resources you recommend that aren't on this list? I'd love to hear about them!
*All of these images are not my images, and are used to present a visual correlation to ideas. Plus, some nifty links! Please don't sue me. :)
Labels: aid, assistance, getting help, government, resources, saving money, stretching cents